Independent mortgage advisers
Do you want professional, reliable mortgage advice? Based in Gloucestershire or nearby, Aspire Financial Planning offers independent reliable mortgage advice. Our advisors have over 15 years of experience and offer flexible, professional advice tailored to all our individual clients. We welcome clients to visit us in our office in Cheltenham to discuss your mortgage requirements. We can also discuss this over the phone with you and our team are happy to travel to see you in the Gloucestershire and nearby areas to offer reliable mortgage advice. We offer free, no obligation initial consultations so you can be sure you are happy with our services.
Are you looking to move into a new house? At Aspire Financial Planning we know it is important to organise your mortgage as soon as you are ready to start looking for a property.
Mortgages can take a few weeks to process and it is important to keep the vendor and the estate agent informed. By using Aspire FP to arrange your mortgage you give everyone confidence that your affairs are in order.
We can advise on the best mortgage for your circumstances and the amount you will be able to borrow which is determined by your income, employment status, size of your deposit and any other financial commitments
Choosing a mortgage
We can advise on the most suitable mortgage for you. We can help you to decide if a repayment or an interest only mortgage is best for you as well as what type of interest rate, any special features and what type of repayment vehicle suits you. There are a number of different mortgage options on the market which are all suited to different lifestyles and circumstances. We understand it can be overwhelming and confusing understanding the different products and deciding which is best for you. We offer expert advice on finding the best mortgage for you.
Agreement in Principle
Mortgages can be arranged before you have found your property by getting an Approval in Principle from your chosen lender. This costs nothing and does not commit you in any way but confirms your ability to obtain a mortgage and is helpful to convince vendors that you are a genuine purchaser and can help vendors make decisions when accepting offers. We can arrange your Agreement in Principle and advise you on gathering all necessary documents.
We at Aspire Financial Planning in Cheltenham are focussed on making your money and assets work harder for you. Whether you want expert mortgage advice, to relase equity in your home or to make plans for your pension or financial investments – we have the knowledge and experience to guide you to your goals. For friendly, jargon-free advice from a local independent financial adviser in Cheltenham, get in touch with our team today.