Plan for your retirement with financial planning and our mortgage brokers
Planning for retirement? Are you looking for reliable, independent financial adviser or mortgage brokers in Cheltenham or Gloucester? At Aspire Financial Planning we offer ethical, confidential whole of market, independent equity release advice. We can help you to understand all types of equity release and will help you to make an informed choice by highlighting all the pros and cons.
What is a Retirement Mortgage?
Retirement Mortgages can be used to release cash from your main home or investment property. The funds can be released for any purpose including topping up your retirement income, paying off your mortgage or even buying a new home.
Helping you to make the correct choice
There are many kinds of Retirement Mortgages and we can help advise you on the right choices. It can be helpful in certain circumstances but it is not suitable for everyone. It is a lifetime mortgage or home reversion plan and we can help you to understand the features and risks with a personalised illustration.
How does it work?
Equity release plans can vary. The value of your estate and therefore any inheritance you may leave will be reduced and your tax position and certain state benefits may be affected. At Aspire Financial Planning we offer free initial discussions. We typically charge a fee of 0.75% minimum £300 payable only if you complete your equity release. The fee can be paid from the equity release funds.
We at Aspire Financial Planning in Cheltenham are focussed on making your money and assets work harder for you. Whether you want expert mortgage advice, to relase equity in your home or to make plans for your pension or financial investments – we have the knowledge and experience to guide you to your goals. For friendly, jargon-free advice from a local independent financial adviser in Cheltenham, get in touch with our team today.